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Terms & Conditions Like most companies, our carriers will use information from you and other sources, such as your driving, claims, and credit histories, to calculate an accurate price for your insurance. New or updated information may be used to calculate your new and renewal premium. The Department of Financial Services offers free financial literacy programs to assist you with insurance-related questions, including how credit works and how credit scores are calculated. Other categories of information that my be collected include financial, historical, internal, external, social and tracking. The Privacy Policy for each of the companies we will quote you with explains how they disclose and protect your personal information and how you may access and correct it. We can provide a copy at your request. If you have any questions about this, please contact us immediately.